Rate of Interest on Loans and Advances

  1. Housing

    • Upto Rs. 15 lakhs – salaried: 12.00%
    • Above Rs.15 to 25 lakhs – salaried: 13.00%
  2. Car Loan

    • Upto Rs. 5 lakhs – (maximum 5 years): 12.50%
    • Above Rs. 5 lakhs – (Maximum 5 years): 13.00%
  3. Second Hand Vehicle

    • Model not more than 5 Years: 15.00%
    • Two Wheelers Max. 5 Years: 13.00%
  4. House Repairs

    • Salaried Max. 7 Years: 14.50%
    • Non-Salaried Max. 5 Years: 15.50%
    • Govt. Servant/Salaried

      • Direct Deduction From Salary: 13.00%
      • Against PDC/ECS Mandate: 13.50% Maximum INR 5 lakhs Maximum 7 Years
  5. Personal Loan

    • Salaried Max 7 Years: 15.50%
    • Non Salaried Max 5 Years (Upto INR 1 Lakh for businessman): 16.50%
  6. Small Business/ retails Trade/ Transport

    • Upto INR 5 lakhs Max 5 Years: 14.00%
    • Above INR 5 lakhs upto INR 10 lakhs Mx 5 Years: 14.50%
    • Above INR 10 lakhs Max. 5 Years: 15.50%
  7. Business of Rent a Bike Max 3 Years: 14.00%
  8. Gold Loan

    • Upto INR 1 Lakh: 13.50%
    • Above INR 1 Lakh: 14.00%
  9. Family Budget Scheme: 14.00%

Salient Features of Advances:

  1. Interest charged on daily reducing balance
  2. Attractive Interest Rate
  3. Easy documentation
  4. Loan repayment through post dated cheque/Salary deductio/ECS Mandate
  5. Service Charges@ Rs. 7/- per thousand + service tax
  6. Speedy Loan Approval
  7. Insurance cover through DLF Pramerica Life Insurance Company Ltd.
  8. Non-life Insurance through Bajaj Allianze General Insurance Company Ltd.

Please contact our nearest Branch for detail information and Loan Application Form.