{"id":53,"date":"2015-04-18T13:54:49","date_gmt":"2015-04-18T13:54:49","guid":{"rendered":"https:\/\/mapusaurbanbank.com\/?page_id=53"},"modified":"2015-04-18T13:54:49","modified_gmt":"2015-04-18T13:54:49","slug":"rate-of-interest-on-loans-and-advances","status":"publish","type":"page","link":"https:\/\/mapusaurbanbank.com\/?page_id=53","title":{"rendered":"Rate of Interest on Loans and Advances"},"content":{"rendered":"
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    \n
  1. \nHousing<\/p>\n
      \n
    • Upto Rs. 15 lakhs \u2013 salaried: 12.00%<\/li>\n
    • Above Rs.15 to 25 lakhs \u2013 salaried: 13.00%<\/li>\n<\/ul>\n<\/li>\n
    • \nCar Loan<\/p>\n
        \n
      • Upto Rs. 5 lakhs \u2013 (maximum 5 years): 12.50%<\/li>\n
      • Above Rs. 5 lakhs \u2013 (Maximum 5 years): 13.00%<\/li>\n<\/ul>\n<\/li>\n
      • \nSecond Hand Vehicle<\/p>\n
          \n
        • Model not more than 5 Years: 15.00%<\/li>\n
        • Two Wheelers Max. 5 Years: 13.00%<\/li>\n<\/ul>\n<\/li>\n
        • \nHouse Repairs<\/p>\n
            \n
          • Salaried Max. 7 Years: 14.50%<\/li>\n
          • Non-Salaried Max. 5 Years: 15.50%<\/li>\n
          • \nGovt. Servant\/Salaried<\/p>\n
              \n
            • Direct Deduction From Salary: 13.00%<\/li>\n
            • Against PDC\/ECS Mandate: 13.50% Maximum INR 5 lakhs Maximum 7 Years<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n
            • \nPersonal Loan<\/p>\n
                \n
              • Salaried Max 7 Years: 15.50%<\/li>\n
              • Non Salaried Max 5 Years (Upto INR 1 Lakh for businessman): 16.50%<\/li>\n<\/ul>\n<\/li>\n
              • \nSmall Business\/ retails Trade\/ Transport<\/p>\n
                  \n
                • Upto INR 5 lakhs Max 5 Years: 14.00%<\/li>\n
                • Above INR 5 lakhs upto INR 10 lakhs Mx 5 Years: 14.50%<\/li>\n
                • Above INR 10 lakhs Max. 5 Years: 15.50%<\/li>\n<\/ul>\n<\/li>\n
                • \nBusiness of Rent a Bike Max 3 Years: 14.00%\n<\/li>\n
                • \nGold Loan<\/p>\n
                    \n
                  • Upto INR 1 Lakh: 13.50%<\/li>\n
                  • Above INR 1 Lakh: 14.00%<\/li>\n<\/ul>\n<\/li>\n
                  • \nFamily Budget Scheme: 14.00%\n<\/li>\n<\/ol>\n<\/div>\n
                    \n<\/div>\n
                    \n

                    Salient Features of Advances:<\/h4>\n
                      \n
                    1. \nInterest charged on daily reducing balance\n<\/li>\n
                    2. \nAttractive Interest Rate\n<\/li>\n
                    3. \nEasy documentation\n<\/li>\n
                    4. \nLoan repayment through post dated cheque\/Salary deductio\/ECS Mandate\n<\/li>\n
                    5. \nService Charges@ Rs. 7\/- per thousand + service tax\n<\/li>\n
                    6. \nSpeedy Loan Approval\n<\/li>\n
                    7. \nInsurance cover through DLF Pramerica Life Insurance Company Ltd.\n<\/li>\n
                    8. \nNon-life Insurance through Bajaj Allianze General Insurance Company Ltd.\n<\/li>\n<\/ol>\n

                      Please contact our nearest Branch for detail information and Loan Application Form.<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

                      Housing Upto Rs. 15 lakhs \u2013 salaried: 12.00% Above Rs.15 to 25 lakhs \u2013 salaried: 13.00% Car Loan Upto Rs. 5 lakhs \u2013 (maximum 5 years): 12.50% Above Rs. 5 lakhs \u2013 (Maximum 5 years): 13.00% Second Hand Vehicle Model not more than 5 Years: 15.00% Two Wheelers Max. 5 Years: 13.00% House Repairs Salaried Max. 7 Years: 14.50% Non-Salaried<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/mapusaurbanbank.com\/index.php?rest_route=\/wp\/v2\/pages\/53"}],"collection":[{"href":"https:\/\/mapusaurbanbank.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mapusaurbanbank.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mapusaurbanbank.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mapusaurbanbank.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=53"}],"version-history":[{"count":1,"href":"https:\/\/mapusaurbanbank.com\/index.php?rest_route=\/wp\/v2\/pages\/53\/revisions"}],"predecessor-version":[{"id":54,"href":"https:\/\/mapusaurbanbank.com\/index.php?rest_route=\/wp\/v2\/pages\/53\/revisions\/54"}],"wp:attachment":[{"href":"https:\/\/mapusaurbanbank.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=53"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}