{"id":43,"date":"2015-04-18T13:51:08","date_gmt":"2015-04-18T13:51:08","guid":{"rendered":"https:\/\/mapusaurbanbank.com\/?page_id=43"},"modified":"2015-04-18T13:51:08","modified_gmt":"2015-04-18T13:51:08","slug":"housing-loans","status":"publish","type":"page","link":"https:\/\/mapusaurbanbank.com\/?page_id=43","title":{"rendered":"Housing Loans"},"content":{"rendered":"
\n

Eligibility:<\/h4>\n

\n

    \n
  1. \nSalaried individual in permanent employment.\n<\/li>\n
  2. \nProfessional and self employed person, businessman.\n<\/li>\n<\/ol>\n

    Margin:<\/h4>\n

    Maximum of 25% of property Valuation Report<\/p>\n

    Loan Amount taking into consideration the repaying capacity of the applicant\n<\/p><\/div>\n

    \n
    \n

    Rate Of Interest On Housing Loans w.e.f. 16.11.2011<\/h2>\n

    Housing<\/b><\/p>\n

      \n
    1. \nSalaried<\/p>\n
        \n
      • Upto Rs. 15 lakhs : 12.00%<\/li>\n
      • Above Rs.15 to 25 lakhs: 13.00%<\/li>\n<\/ul>\n<\/li>\n
      • \nNon Salaried<\/p>\n
          \n
        • Upto Rs. 15 lakhs: 12.50%<\/li>\n
        • Above Rs.15 to 25 lakhs(Max 10 Years): 13.50%<\/li>\n<\/ul>\n<\/li>\n
        • \nRepairs Salaried<\/p>\n
            \n
          • Maximum 7 Years: 14.50%<\/li>\n<\/ul>\n<\/li>\n
          • \nRepairs Non-Salaried<\/p>\n
              \n
            • Maximum 5 Years: 15.50%<\/li>\n<\/ul>\n<\/li>\n
            • \nGovt. Servant\/Salaried<\/p>\n
                \n
              • Direct Deduction from Salary: 13.00%<\/li>\n
              • Against PDC\/ECS Mandate: 13.50%<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n

                (Maximum Rs. 5.00 lakhs) (maximum 7 years)\n<\/p><\/div>\n<\/div>\n

                \n

                Repayment Period:<\/h4>\n

                Maximum 10 years<\/p>\n

                Security:<\/h4>\n

                Two Guarantors.<\/p>\n

                Deposit of Title Deeds\/Registered Mortgage.<\/p>\n

                Additional Security if Required on case to case basis\n<\/p><\/div>\n

                \n
                \n

                 Documents Required:<\/h4>\n
                  \n
                1. Proof of Residence and photographs.<\/li>\n
                2. Salary Certificate of Applicant and sureties with photographs.<\/li>\n
                3. Latest Audited Statement of Account\/Income Tax Return <\/li>\n
                4. Valuation Report from Bank\u2019s Approved Valuator. <\/li>\n
                5. Legal Opinion Report from Bank\u2019s Legal Advisor<\/li>\n
                6. Licenses, plans, approvals from competent authorities for construction. <\/li>\n

                   <\/p>\n

                  Please contact our nearest Branch for detail information and requirement.<\/em><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

                  Eligibility: Salaried individual in permanent employment. Professional and self employed person, businessman. Margin: Maximum of 25% of property Valuation Report Loan Amount taking into consideration the repaying capacity of the applicant Rate Of Interest On Housing Loans w.e.f. 16.11.2011 Housing Salaried Upto Rs. 15 lakhs : 12.00% Above Rs.15 to 25 lakhs: 13.00% Non Salaried Upto Rs. 15 lakhs: 12.50%<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/mapusaurbanbank.com\/index.php?rest_route=\/wp\/v2\/pages\/43"}],"collection":[{"href":"https:\/\/mapusaurbanbank.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mapusaurbanbank.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mapusaurbanbank.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mapusaurbanbank.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=43"}],"version-history":[{"count":1,"href":"https:\/\/mapusaurbanbank.com\/index.php?rest_route=\/wp\/v2\/pages\/43\/revisions"}],"predecessor-version":[{"id":44,"href":"https:\/\/mapusaurbanbank.com\/index.php?rest_route=\/wp\/v2\/pages\/43\/revisions\/44"}],"wp:attachment":[{"href":"https:\/\/mapusaurbanbank.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=43"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}